November 2nd, 2011 09:22 EST
Solving the Debt-For-Diploma Issue That's Facing All College Students!
Every decade has had their `generation gap.` From the Industrial Revolution all the way through WWII, there was always something parents and children never saw eye-to-eye on; something in our culture that was `big` during that given time period.
Sometimes it was rock-and-roll, while other times it was rap, wearing ripped jeans in public, leather jackets, language, even penmanship. Now, in this day-and-age, the "generation gap` is being caused by extreme debt.
We are living in a world where money is the issue. And the lack of it - especially when it is time to go to college and head down a career path that will hopefully make your child money one day - is now the most difficult thing to accomplish. Why? Because it takes money to make money, and finding the money to pay for your child`s college tuition is a huge hurdle.
The twenty-something`s of this decade are struggling under the weight of college loans, so much more than the generation that came before. And by the time YOUR infant has to pay for college, things are going to be far worse.
Nearly two-thirds of the college-age generation carry debt, and the worst part is that after all that college they can`t find jobs, so their payments are late and they are going into bankruptcy at an age when they should be just starting out in the real world. There are so many parents who hope, wish, pray and attempt to save for their child`s college education. But the debt situation in this recession-wary economy is a huge burden on the people. Saving for a child`s education has become almost impossible, especially when the daily bills are hard enough to pay just to raise your child.
It comes as a surprise, then - a fantastic surprise for many - that there is now a company that has turned its focus on YOUR child`s education, and how you can send your child to college simply by doing your normal, everyday shopping.
Mission Tuition is that brand new company that was introduced to all of you last week, and the response has been phenomenal. This is actually a company that saw the extreme difficulty families were facing, and created a stellar and simple process that allows all parents to be able to save for their child`s education by building a FREE account. With Mission Tuition, parents can now save money without spending any extra money; their income isn`t strained in the least, because the money that`s being saved comes from what they are already spending.
529 plans are wonderful vehicles to pay for college. However, opening a 529 can be extremely difficult because there is money that must be in place before you can `buy` into one. Mission Tuition has taken this difficult process and made it very, very easy. They offer a truly simplistic savings plan, where family members sign up for FREE with Mission Tuition, who manage an educational savings account that`s located at Wells Fargo bank. YOU utilize the benefits of Mission Tuition to save money, and help coordinate a fantastic 529 plan for your child`s future. Mission Tuition has partnered with one of the largest merchant coalition in America to provide parents and families with the widest array of savings opportunities possible. Simply put, when you do your regular shopping, you save for your child`s education.
According to statistics, right now around three million young people have had to stop paying their college expenses forcing lenders to charge off the debt and sell it to a collection agency, and they have `not yet begun to fight` in their chosen careers. Various polls have shown that 60% of college graduates feel like they`re facing tougher financial pressures than others who came before them, and 30% say that they worry frequently about the size of their debt, when they should be venturing out on their new career path and building their lives.
What if you could stop this particular pain and agony from affecting your child`s life, simply by doing the shopping you already do to save for a 529 plan that will allow your child to not waste time worrying about student-loans? The Mission Tuition program can stop all of this from happening in the future if used now. Your membership is FREE! They begin an educational savings account for you which is also FREE! Then you do your shopping at top retailers that offer everything from groceries to clothing, and save money. You receive the rewards and discounts in the store, on your store, debit, or credit cards, and through the Mission Tuition online website. All of the money you make while doing the shopping that you already do with retailers across the country is simply put away to help pay for college expenses when it`s time. The money is set aside while you get the time to truly research the 529 plan you want for your child.
The Boomerang Generation is not just a silly phrase, everyone. Young adults are returning to live with their parents to cut costs while they find a job and attempt to pay back their debt. (The 2000 Census found that more than 25% of eighteen to thirty-four year-olds have moved back in with their family; the numbers for 2011 have raised significantly). Whereas many generations before this one loved the freedom and independence of adulthood, relying on family nowadays is more important than ever before. This new generation is even petrified that they will not have Social Security to rely on one day, or any company pensions. They are being prodded to save now for their retirement, but aren`t able to.
That is why Mission Tuition is SO unbelievably important to you and your family. As you celebrate the joy of a new life - a new person that you have brought into the world - you also need to keep in mind that higher tuition, lower levels of federally guaranteed student loans, entry-level wages that remind one-and-all of the 1950s, and skyrocketing housing costs, are issues that your child will have to one day face. And you, simply by opening a Mission Tuition account and continuing on normally with your everyday lives, can help your child achieve their chosen dream without having to go crazy over money.
Mission Tuition is not only a company that `gives` you the opportunity to save money and make sure you can afford college costs, but they are also an extremely intelligent organization that offer you a myriad of information. They offer you ways to research 529 plans, get information on all types of grants, and learn the rules and regulations behind college-savings and tuition costs. They know the issues that you and your child are facing, and they wish to make things easier for your family in these hard economic times. They want you to know the facts, and the help and support that is offered to start saving for your child`s education.
They want you to consider the fact that Congress has already cut $12.7 billion from student-loan programs - the largest cut in history - making it the single greatest problem facing this generation. The Mission Tuition websites and research offer YOU the help and understanding you need to make this problem much smaller.
Over the next few months, we will be exploring Mission Tuition`s wealth of information, including the variety of loans that are available for your family. From `Need-Based vs. Non-Need-Based;` Federal vs. Private; Student vs. Parent; Federal subsidized and non-subsidized loans, as well as a look at interest rates, government lending, and the best 529 plan possible to get your child on the right path to have an incredible future.
But even with all this information and the need to understand every opportunity, Mission Tuition is the only way to begin. Enroll for FREE, shop for products you already need (the advertised rebates show on Mission Tuition`s website), and place this money directly into your FREE educational savings account. You can use any of your existing debit or credit cards to make purchases, and if your favorite card happens to earn miles or points, you receive them as well, in addition to Mission Tuition`s cash rebates!
Not only will the educational savings account reside at Wells Fargo as you begin to research all the avenues that are available for your child`s education, but Mission Tuition is also there with the best data, statistics, and information about 529 tax deferred college savings accounts. When you`re ready to access your savings, you simply let Mission Tuition know and they take care of the rest. You can request a check to withdraw funds, or speak to the incredibly knowledgeable staff at Mission Tuition regarding the transferring of the money. Only YOU have access to your money for the funding of your child`s education. If you already have an active state 529 tax deferred college savings plan in place, you simply notify Mission Tuition and they will send a check immediately for deposit into the account.
Now, this bears repeating. When we speak about the fact that Mission Tuition has built up a coalition of thousands of merchants nationwide, we are not over exaggerating. Several of these merchants even offer savings opportunities of up to 15% of your total purchase. Also, when you shop in-person, you receive their own advertised discount right there on the spot! AND, once you`ve become a member, Mission Tuition also offers valuable coupons for in-store discounts on dining, groceries, shopping and entertainment. Simply log in, select from YOUR favorite stores, and begin saving. For even greater savings, you also have the option of applying for a new Mission Tuition MasterCard that will earn you additional cash rewards on all your purchases.
Debt-for-Diploma is a huge issue, and it is time to start making sure that the NEXT generation does not have to deal with the worry and pressure of college loans.
Until Next Time, Everybody.
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